‘Verified by Visa’ is initiated when you make an online purchase at a participating merchant and a pop-up box requests your ‘One Time Password’. This is similar to the PIN you must enter when using an ATM. Your purchase will continue once you have correctly entered your ‘One Time Password’ confirming you are the authorised cardholder.
SecureCode helps protect against unauthorised use of your card when you shop online. During the check-out process you may be prompted by your card issuer to confirm your identity by providing the one-time code you receive via text message or other method. This information is between you and your card issuer and is not shared with the merchant.